CBP Personal Financing-i Lestari

Achieve more with i-Lestari, a Shariah-compliant personal financing.

Money bag

Minimum Monthly

Salary RM 1,500

Money coins

Maximum Financing

Amount RM 400,000

CBP Pembiayaan Peribadi-i
Apply

Product Details

Interest rate

Profit Rate

 
Sectors Payment Methods Profit Rates %
Sector:
Government, Statutory Bodies, and GLCs
Payment Method:
Biro Perkhidmatan Angkasa (BPA)

Employer Salary Deduction (PGM)
Profit Rate:
1 – 3 Years: 3.45%


4 – 10 Years: 3.75%
Sector:
Private
Payment Method:

Employer Salary Deduction (PGM)
Profit Rate: 
1 – 3 Years: 3.45%


4 – 10 Years: 3.75%
Payment Method:
Biro Perkhidmatan Angkasa (BPA)
Profit Rate: 
1-10 Years: 4.29%
Payment Method:
Others
Profit Rate: 
1-10 Years: 5.00%
Sector:
Private (Profesional)
Payment Method:
Employer Salary Deduction (PGM)

Others
Profit Rate:


1-10 Years: 3.99%
Fees n charges

Fees and Charges

 
Profit Rate
Profit Rate:
From 3.45% p.a. to 5.00% p.a., depending on payment method and financing tenure
Late Payment Fee
Late Payment Fee:
Late payment charges in accordance with Shariah principles, non-compounding
Early Settlement Fee
Early Settlement Fee:
Early settlement is eligible for Ibra’ rebate under Shariah principles
Requirement

Requirements

 
Sector Minimum & Maximum Age Minimum Annual Income
Sector:
Government, Statutory Bodies, and GLCs
Minimum & Maximum Age:
18 to 60 years old
Minimum Annual Income:
RM18,000
Sector:

Private (PGM)		  
Minimum & Maximum Age:
 
21 to 60 years old
Minimum Annual Income:
RM36,000

RM60,000